Quick Tips!

Showing posts with label interviews. Show all posts
Showing posts with label interviews. Show all posts

Interview With Nicole Bouchard Boles

|
Several weeks ago we gave away several copies of the book How To Be An Everyday Philanthropist. The concept of the book was very interesting to me. The ideas from the book can change your life and those you touch. No matter if those people are family, friends or strangers half way around the world, your taking part makes a big difference. The great thing about the book is, it gives you ideas that you can DO right away!

New to FrugalNYC? Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email.



We had a chance to sit down with Nicole Bouchard Boles, the author of How To Be An Everyday Philanthropist, and asked her a number of questions.  Here is what we discussed.

What inspired you to write the book?

I wrote this book as a road map for those who'd like to make a difference, but have no idea where to start. I was one of them. Seven years ago, before I started writing How to Be an Everyday Philanthropist, I wanted to make a difference.  But I had the same problem most people face.  I was expecting my first child and wasn't able to volunteer long-term and being a young family just starting out, spare cash was hard to come by.  I didn't think there was much I could do.

Then I came across a magazine article that listed a few ways any person could make a difference with small actions like knitting hats for the homeless and recycling cell phones to help victims of violence.  This style of giving made sense to me and with each "everyday" action I took, I felt empowered and I wanted to do more.  The problem was, I had a hard time finding more of these time and budget-friendly ways to give back.  That's when the inspiration for the book hit me.

I knew I wasn't the only person who lacked the time or money to donate as generously as I would like. And, I wasn't the only person who was spending a lot of time trying to figure out what it was I could do.  I reasoned that if I created a kind of charitable yellow-pages that would take the guesswork out of "giving" more of us would be inclined to participate.

I wanted to make it super-easy and possible for others to see what they could do and to have that information at their fingertips so they could immediately jump into action.

How did you get started in writing?


I spent the better part of the last decade interviewing, researching, working with and understanding how charities work.  And more importantly, how the average person can be of assistance to the causes they care about.  What I learned, is that people do care about the world.  They want to make a difference but they don't know how to go about it.  In my work, I've identified three obstacles to making a difference, almost every person faces; 1.  Time 2.  Money and 3.  Opportunity.

These are the "snags" I set out to solve for the reader in How to Be an Everyday Philanthropist.  My goal for writing this book is to show people exactly how they can make a difference by using the time, talent and treasure that's within reach.  

Where did you come up with all these ideas for the book?


Well, with bank accounts lowering and stress levels rising it's easy to see how we could lose sight of how easy and basic "giving" really is.  So with less cash to spend and more causes in need of support, I spent a great deal of time talking with charitable groups, combing through magazines and newspapers, searching the internet and watching news programs for actions that the everyday person can take to help make the world a better place. I researched over 300 powerful giving strategies that are simple, cash-free and time-flexible for people who want to support the causes they care about.

Have you ever been to NYC?  What is your favorite destination in NYC?

I have to tell you, I'm obsessed with New York City and have been since I was a young girl!  The excitement, the buildings, the cobble stone streets, the culture, the history and of course, the shopping.   I've always been in love with the city and always wanted to go at some point in my life.   I got the chance about seven years ago, when my then-boyfriend gave me trip to NYC for a Christmas present.  I was in heaven.  Our visit to the city was amazing.  All that I'd imagined it to be.  I was like kid in a candy shop!  We went everywhere we could in five days, Empire State Building, Central Park, Grand Central Station, and Rockefeller Center, shopping along Fifth Avenue and dining at Katz Deli.  It was the best trip of my life, and of course, I cannot wait to visit again.  I'll take any excuse to come back to NYC!

My favorite NYC destination?  Hmmm...has to be under the Brooklyn Bridge, where my now-husband, proposed to me (during a Harbour cruise) on that trip!

Do you consider yourself frugal?  In what ways?

I am rather frugal (though not always).  I am one of those people who will spend good money on something I really want but - rather stubbornly - will not pay a cent for purchases I feel are not necessary or of value.  I have gradually learned that being frugal on the smaller things helps me save for the bigger dream-like things.

Do you have a favorite from your book?  Which cause/idea would that be?

I definitely have some favourites from the book; actions that I thought were particularly unique and outstanding in the issues they help mitigate.  One of my faves is donating second hand fur items to the Humane Society's Coats for Cubs program, where it will be used as a sort of surrogate for orphaned wildlife. One rehabilitator related a story about an orphaned bobcat that wouldn't drink from a bottle and was starving.  Once she was given the bottle through a fur blanket, she nestled up to it like a mother and began drinking.  The rehabilitator said that without the fur donation, they surely would have lost the infant bobcat. Coats for Cubs takes an item that people have, but no longer use, and turns it into a source of warmth and comfort for a wild animal that has been orphaned or injured.

Another favourite is breast milk donation - perhaps because of the simplicity and necessity of the donation.  Premature babies and babies whose mothers can't breastfeed can still get breast milk and all the benefits that come from receiving breast milk from a human milk bank (a non-profit agency that collects human breast milk from lactating volunteers in this country and distributes it free of charge here and abroad) Milk banks exist because many babies will not thrive without human milk.  Infants with certain medical conditions may even require real human milk for survival.  Human milk banks accept donations of breast milk from carefully screened donors. If you're a nursing mother with a plethora of breast milk, this is a great way to help in-need infants.

I also love the Internet-related actions.  I spend a great deal of time on my computer, so giving back online really appeals to me.  The Internet has made is so easy to support the causes we care about.  There are thousands of mini "micro actions," we can do online, in the comfort of our own homes that give back. You'd be surprised by the number of organizations that can receive donations just from click-throughs or sent emails.  When you click on web sites like HungryChildren.com or Care2.com or send emails through Hotmail, advertisers donate to charitable causes.  You could even switch to a charitable search engine like Goodsearch.org or Ecosearch.org for your day to day queries, and each time you do a search - you're raising money for nonprofits.  You can use the power of the web to make a real difference - in no time at all!

Who do you think can benefit most from your book?


Every person, from the soccer mom to the CEO, that has the impulse to do good, but doesn't know where to start, who to contact, and what is needed.  How to be an Everyday Philanthropist was written with busy schedules and tough economic times in mind. Many times, people who say they have nothing to give right now or are too busy to give, are just procrastinating as they are not sure what to do or how to get started - even if they are well intentioned. In this book, I show you how to help others on a daily basis - without having to donate millions or become a full-time volunteer. It's so important for us to realize that almost every daily action can result in a deeply meaningful act of giving.

Where can we find more of your writing and ideas?


You can take a look at my website www.nicolebouchardboles.com or my blog FrugalPhilanthropist.blogspot.com for more cash-free, time-friendly ways to give back.

Is there anything else you want to share with the FrugalNYC audience?


Look at the resources you already have or the things you already doing, then look for a need in the community or around the world - and fill it!

Do you have additional questions for Nicole?  Have you read How To Be An Everyday Philanthropist?  What is your favorite charity or cause for giving?  What challenges do you face when looking for a charity to support?

For additional links to frugal tips and tricks follow me on Twitter. If you would like to contribute to FrugalNYC in any way feel free to contact me via email. Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email.

Interview: BudgetPulse's Craig Kessler

|



New to FrugalNYC? Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email.

We did a quick review of BudgetPulse.com back in June. They offer a great way to keep an eye on your finances without the need to link your financial accounts like Mint does. Both services are free.  BudgetPulse recently launched a new tool to help individuals and groups raise money - for whatever goals those individuals or teams aim to accomplish.  The tool helps you consolidate your goal and send out to emails to those who can help you reach your goal.  It make your financial goal public and raises the likelihood that it can be achieved.
“We understand individuals, charities, teams, and others may need help raising money for their goals,” says Craig Kessler, marketing director for BudgetPulse.com. “Friends and family are most likely going to be contacted first when asking for help raising funds. Now our customers can collect funds (via PayPal or Amazon, or pledge money) and budget the goals transactions within the personal budgeting software so they can keep organized and don’t have to use multiple systems.”
Craig Kessler, the Marketing Director for BudgetPulse frequents FrugalNYC and often comments on our blog posts.  We did an interview with Craig to find out what makes BudgetPulse tick.

How did BudgetPulse.com start? Why did you start BudgetPulse.com?

BudgetPulse was started from founder Raj Jeyaprakash as a direct result of a lack of a better budgeting software. He wanted to manage his money but without having to worry about supplying personal bank account information and deal with possible identity theft. So he built BudgetPulse for himself, friends, and family, and it got such raves that he decided that others may enjoy the tool as well.

Who is your target audience?

Our audience is very broad but our users are mainly from the ages of 18-35. Our users are your everyday person trying to get a hold on their personal finances with a very simple tool. A lot of our user base is international as well because we do not sync banks that restrict that user base.

How do your customers benefit from your service?

They benefit in a few ways. Some of our customers tell us how they use the tool to help them figure out where they can save to reduce debt. A lot use the tool to keep things organized and determine a balance of what they strive to spend in certain areas, and a lot use the tool to set up spending goals and set up for the future. Even with different reasons for the managing their finances, the main commonality is that they enjoy a simple easy to use tool that can give them a clear outline of their finances.

Are you the main blogger for BudgetPulse?

Yes, I am the main blogger for BudgetPulse although there are several posts from other writers including the rest of the BudgetPulse team. We also are always accepting guest posts if anyone is interested. I also manage the Twitter account and the BudgetPulse Facebook Fan Page.

Is that your voice on the How it works page?

For better or worse, yes that is my voice. I may not be tracked down to do the voiceover for the next big Pixar hit, but I do all the screencasts and videos for the site. I also have an introduction video coming out that will be on the facebook page soon. I also am working on a new street interview videos series that is being planned to start in Jan 2010 that I will also be doing.

You recently released a new savings goals function. It definitely can get those motivated enough (those who would use such a tool) to save and reach their goals. How did you come up with this idea? Was it a community request?

I interact with the BudgetPulse community on a daily basis and always love to hear feedback and suggestions, both the negative with the positive. There was a request to add a savings goals function that we previously lacked. A lot of users wanted a way to track specific goals without adding new banking accounts, and this was our solution. Online fundraising has been a growing area so we wanted users a way to be able to collect donations for their goals whatever they are. We took the savings goals request one step further and allow our users to set a public goal where they can email the goal out to their family and friends who can then directly contribute funds through PayPal, Amazon, or pledge money. This will help individuals, organizations, and non-profits collect money in one central organized place and allowing them to budget accordingly with the same tool. The majority of our improvements come directly from our users and already we are working on our next batch for a future release from comments made by users about things they would like to see added.

I've mentioned it before, one reason we like BudgetPulse is because it does not connect to personal banking accounts. Are there plans to do so in the future?

No. We are separating ourselves from tools that only sync and are offering an alternative. We have no plans to sync accounts with banks or credit cards.

Where do you see BudgetPulse.com going in the next year?

BudgetPulse has had a lot of growth over the past year and we plan on improving even more in 2010. We are going to be adding a premium subscription version of the tool. We want to stay away from advertising and we need to keep the lights on. We are going to be changing the entire interior application pages to have a more clean design to match the homepage. We are looking into expanding the charts and improving on the graphs to help users analyze their data better. We are looking into improving the use of multiple currencies in a single account. And we have even brought up talks about a possible iphone application. From behind the scenes I am going to get more involved with the users and personal finance community. Beginning after Thanksgiving break I'm going to be working on a weekly personal finance tweet chat that will be co-hosted each week. I will be working on hitting up the streets of DC to do street interviews with off topic and taboo money related questions for entertainment, and we will be working on getting our monthly newsletter up and running as well. There are a lot of big things happening in 2010 that we are looking forward to.

Your Product is Free, how do you sustain the company?

We have private investors who fund the company and will be offering a premium subscription soon.

Do you consider yourself Frugal?

I try. I know what things I like and what I can sacrifice. For example I love going to concerts. The concerts I go to are expensive, but since I barely ever go shopping for clothes, it offsets. I try to balance my spending out and am always looking for deals. I set up automatic transfers to my savings account each month which help with budgeting as well. The difficulty is being young and living in an expensive city and trying to find the balance between enjoying the time now and preparing for the future, and I believe I am on the right track and try my best to be frugal.

Is there anything else you want to share with the FrugalNYC audience?

Do what works for you and enjoy life.

Thank you Craig for taking the time out to share some insights with the FrugalNYC community!  You gave us some great ideas and insights about BudgetPulse and balancing our personal finances.  We wish you and BudgetPulse much success.

Are you a BudgetPulse customer?  Do you need a tool such as BudgetPulse to get an outline of your finances?  Share your thoughts with us.

For additional links to frugal tips and tricks follow me on Twitter. If you would like to contribute to FrugalNYC in any way feel free to contact me via email. Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email.

An Interview With Sarah Protzman

|
I recently put out a tweet for guest bloggers for FrugalNYC and ended up doing an interview with a wonderful soul, Sarah Protzman. After moving to NYC, Sarah has given her all to make it in this wonderful city, and she has thrived! If you're new to NYC, you may find some very valuable content on her blog. Without further ado, here is the interview with Sarah.

Name: Sarah Protzman
Age: 27
Neighborhood: Murray Hill
Day job: Copy editor at a major magazine company
Ideal job: Freelance magazine writer/blogger







1) How long have you been in NYC?
Two and a half years! I still can't decide if it feels longer or shorter than that.

2) How long have you been blogging and why did you start New New Yorkers?
I've been blogging since 2003, but only recently started NewNewYorkers. It began due to the memoir I wrote about my first two years in NYC. I realized there were so many situations in the book — funny, sad, exciting or disappointing — that I could reapply to create helpful tools for new New Yorkers, many of whom are just as overwhelmed and cash-poor as I was (er, as I am).

3) Are you a full time blogger? What blogging tips can you share with us?
I'm not a full-time blogger, but my advice is to write what you know. When people read blogs, they're looking for something beyond what they can Google — an honest, intelligent perspective with a degree of utility. And it's important to me to offer a two-way conversation with my readers.

4) Where were you from originally and what made you move to NYC?
I was born and raised in Dallas, but have lived many places since then. Immediately prior to NYC, I lived in Colorado, and while I loved my job an arts writer and single-life columnist, I was daydreaming about New York. I knew I'd look back and kick myself if I didn't live here as a 20-something.

5) What aspects of your life would you consider frugal?
I'm frugal no matter what I'm buying, but I'd say apparel-wise, I'm extra savvy. Save for two pairs of shoes that were a gift, nothing in my closet cost more than $80 — and most of it is WAY less than that. I don't own anything I don't love. New York closets are too small to hold everything you never wear.

6) What is the best frugal living tip you have picked up since moving to NYC?
How to shop Craigslist! I've bought and sold lots of stuff on there, like gently used furniture or electronics. I've also found both NYC apartments I've had on Craigslist; I've never paid a dime to a broker.

7) What is your favorite and least favorite thing about NYC?
My favorite is how unpredictable and bottomless this city is — you never know how incredible your day could turn out to be. Least favorite? Anything that's overpriced. I guess the main culprits are groceries, toiletries and haircuts.

8) Is there anything else you would like to share with readers of FrugalNYC?
Yes! Ignore anyone who talks about life in NYC using the words impossible, everyone, always or no one. This city CAN be figured out, no matter how daunting or expensive it can be. And remember that matter what you're making, there's someone else living on less.

You can find more about Sarah at her New New Yorkers blog. You can also find an interview of myself on her blog. If you are a blogger in NYC and would like to be featured on FrugalNYC or would like to guest blog on FrugalNYC, send us an email or a DM via twitter.

If you have questions for myself or Sarah, please leave a comment. I hope you have enjoyed this post. If you would like to see more posts like this, us know in the comments.

For additional links to frugal tips and tricks follow me on Twitter. If you would like to contribute to FrugalNYC in any way feel free to contact me via email. Click here to add FrugalNYC to your RSS reader or Subscribe to FrugalNYC by Email.

Older Articles in Archive